Move money,
automatically.

Astra transfers cash between your checking and savings accounts, so you don’t have to.

Astra is on the way! 🚀

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Put your finances on autopilot.

Quickly connect all of your accounts in one place.

Automate transfers with dynamic rules.

Achieve your savings goals faster.

Our users love Astra.

Check out what users are saying on the App Store.

Astra makes it so easy for me to to move my money to the right place, automatically. And I always know where I am with all my accounts in one place.

Dave, California

This is a really cool product. It's great because I spend less time worrying and stressing about my finances- everything is automated. Gotta move money to my savings? Nope, Astra's done it already.

Emily, New York

A cool savings app that doesn’t make you feel bad about yourself.

Violet, Ohio

Automate your transfers.

Save for your trip abroad or deposit more cash into a higher yield account. Astra initiates transfers between your accounts – automatically. Set the rules, reach your goals.

Send money for free.

It shouldn’t cost you money to transfer your money between your accounts. Astra includes free transfers to and from your checking and savings accounts. We’ve built the software to facilitate bank transfers automatically through the ACH network.

Dynamic, rule-based routines.

Stop worrying about inconsistent income or volatility in your balances. Astra won’t initiate a transfer if your balance is low. Our routines respond to your finances in real-time to send you notifications or move funds.

Achieve your savings goals, even faster.

Forget to set cash aside or to calculate what’s earmarked for what? Astra helps you set up your savings plan, track your progress for each savings goal, and fund them faster.

FAQ

Frequently asked questions

  • How long does it take for my transfer to process? +

    After a transfer is initiated, it can take 2+ business days for your money to become available in the destination account.

    Astra is built on the ACH network. When you move your money through a transfer in the app, it will show as "pending" in your source account almost immediately. If you are transferring those funds into your Astra Wallet or Goal, it may not clear and show in your balance for 2-4 business days. If you are transferring funds between two external accounts it can take between 2-8 business days for those funds to be available in the destination account.

    If you are uncertain about the status of a transfer, check your Timeline in the app. And of course, if you have any questions feel free to reach out to Astra support!

  • How do Round Up routines work? +

    "Round Ups" round up to the nearest dollar and process weekly.

    Starting on the specified Start Date, Astra will calculate an amount for each of the transactions on your Spending Account. On a weekly basis, that sum will transfer between your Source and Destination Accounts. Your Spending Account can be either a checking or credit card account.

    A few examples:

    • I purchase a coffee for $2.48, Astra will round up to $3.00 and plan to save $0.52.
    • My Netflix subscription processes for $12.99, Astra will round up to $13.00 and plan to save $0.01.
    • I buy lunch at my favorite taco truck for $10.00, Astra will round up to $11.00 and plan to save $1.00.
  • Is Astra a bank? +

    Not a bank, but an automation service for your finances.

    Astra is not a bank. We work with our partners Plaid and Dwolla to offer access to financial services; however, your money is never held by an Astra entity. Instead, we utilize Dwolla’s white-label banking services to secure your funds and act as a switching station, moving money between accounts based on the actions you program.

    If you have additional questions about our legal status or our banking partners, feel free to send us a line at [email protected].

Astra moves your money, automatically.

Astra is on the way! 🚀

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